Payment Options

Financing Available

Home improvement financing through Upgrade. Start your remodel now and pay for it over time. Apply online in minutes, and checking your options won't affect your credit score.

Check Your Options

Financing through

Promotional Plans for Your Remodel

Three no-payment plans for bathroom and kitchen remodels, tile and flooring, and outdoor living.

To see Upgrade's program disclaimers, please click here. Loans are subject to credit approval. Home Improvement Loans offered through Upgrade are made by Cross River Bank, Member FDIC, Equal Housing Lender. Upgrade, Inc. (NMLS #1548935) holds the following state licenses.

Why Choose Upgrade?

Start your remodel now and pay for it over time.

Affordable monthly payments

Manage large or unexpected projects with fixed payments that work for your budget.

Easy application, simple dashboard

Apply in minutes. Track your loan and payments in one place.

No pre-payment or cancellation fees

Pay off your loan early without any penalties.

No impact to your credit score to get pre-qualified

Check your loan options without a hard pull on your credit.

Upgrade financing flyer: no payments for 12, 18 or 24 months, with a QR code to apply

Printable Flyer

Take the Details With You

Download our one-page Upgrade financing flyer to print or share. Scan its QR code with your phone to start your application whenever you're ready.

Download the Flyer (PDF)

Financing Available

Promotional Plans for Your Remodel

0% Interest + No Payments for 12 Months4

0% Interest + No Payments for 18 Months4

0% Interest + No Payments for 24 Months4

Why Choose Upgrade?

Affordable monthly payments

Easy application, simple dashboard

No pre-payment or cancellation fees

No impact to your credit score to get pre-qualified

Take the Details With You

Ready to Upgrade?

0% Interest + No Payments for 12 Months⁴

0% Interest + No Payments for 18 Months⁴

0% Interest + No Payments for 24 Months⁴